Being extremely active on social media, I’ve seen tons of updates about how Christmas is just around the corner. As much as I don’t want to start planning right now (procastinator!) it’s important so that I’m not breaking the bank in December. So many families don’t plan for the holidays early enough, and end up putting a lot of their holiday gifts on credit cards. Proper planning and smart shopping starting now can help you save in the long run, and avoid massive credit card bills when the new year rolls around. Check out these 10 tips for making your Christmas as financially un-stressful as possible! 10 tips for planning Christmas on a budget 10. Start making a list of what your kids want – As you hear them ask for specific things, or notice something that they could use, add it to a list. You can easily make a list on your smartphone with an app like Evernote , and access it from anywhere . This will really come in handy once you start act...
Turning Frugality in to an Art Form, One Coupon at a Time!